
The Annual Mortgage MOT: 8 Things Every Homeowner Should Check
Give your mortgage an annual check-up with eight things every homeowner should review, from interest rates and overpayments to your mortgage term and protection.
Guides, insights, and market updates from the HLC team — everything you need to make confident financial decisions.
Showing 1–9 of 93 articles
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Showing 1–9 of 93 articles

Give your mortgage an annual check-up with eight things every homeowner should review, from interest rates and overpayments to your mortgage term and protection.

Is it too late to buy your first home after 40? Explore mortgage age limits, affordability, deposits and choosing a mortgage term that works for you.

Should you buy the best house you can afford or borrow less? Explore how to balance your mortgage budget, lifestyle, savings and future plans.

Compare two-year and five-year fixed-rate mortgages, trackers and standard variable rates to understand which mortgage could suit your circumstances.

A declined mortgage application doesn't necessarily mean you can't get a mortgage. Here are ten common reasons it happens and what you can do about them.

Do mortgage brokers get better rates than going directly to the bank? Sometimes, yes - but the right mortgage is about much more than the headline rate.

From knowing your budget to keeping your finances stable, here are five of the most common first-time buyer mistakes and how to avoid them.

A default doesn't necessarily mean you can't get a mortgage. Here's what a default is, whether it can be removed and how to improve your chances of getting a mortgage.

Buying a home on your own is absolutely achievable. Here's how single-income borrowing, deposits and affordability work — and how to boost your chances.
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