Guides, insights, and market updates from the HLC team — everything you need to make confident financial decisions.
Showing 1–9 of 86 articles
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Showing 1–9 of 86 articles
A default doesn't necessarily mean you can't get a mortgage. Here's what a default is, whether it can be removed and how to improve your chances of getting a mortgage.
Buying a home on your own is absolutely achievable. Here's how single-income borrowing, deposits and affordability work — and how to boost your chances.
Buying a home is a huge financial step — and most common buyer mistakes are avoidable. Here are ten pitfalls to sidestep, from budgeting to surveys.
Think you can't move house until your fixed-rate mortgage ends? You usually can. Here's how porting, Early Repayment Charges and your other options work.
Can your parents help with your deposit? Yes - but whether it's gifted or lent makes a big difference to your mortgage. Here's what you need to know.
Been through bankruptcy and wondering if you'll ever get a mortgage again? Yes, it's possible. Here's a straightforward guide to when, how, and what lenders look for.
If you've come into some extra money, you've probably wondered whether to overpay your mortgage. Here's a simple breakdown of the pros, cons, and when it actually makes sense.
Stamp Duty can add thousands to the cost of moving and often catches buyers off guard. Here's a simple, no-nonsense guide to how it works, what you might pay, and why it pays to plan for it from day one.
If getting on the property ladder feels just out of reach, a Joint Borrower Sole Proprietor (JBSP) mortgage could be the clever solution you haven't heard of. Here's how it works, who it suits, and what to consider - all in plain English.
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