Knowledge Centre

Guides, insights, and market updates from the HLC team — everything you need to make confident financial decisions.

Showing 10–18 of 97 articles

Page 2 of 11

Showing 10–18 of 97 articles

General Advice6 min read

Do Mortgage Brokers Get Better Rates?

Do mortgage brokers get better rates than going directly to the bank? Sometimes, yes - but the right mortgage is about much more than the headline rate.

First Time Buyers6 min read

5 First-Time Buyer Mistakes to Avoid

From knowing your budget to keeping your finances stable, here are five of the most common first-time buyer mistakes and how to avoid them.

Credit & Bad Credit5 min read

How to Remove a Default from My Credit History

A default doesn't necessarily mean you can't get a mortgage. Here's what a default is, whether it can be removed and how to improve your chances of getting a mortgage.

First Time Buyers6 min read

Getting a Mortgage as a Single Person in the UK

Buying a home on your own is absolutely achievable. Here's how single-income borrowing, deposits and affordability work — and how to boost your chances.

General Advice7 min read

10 Mistakes to Avoid When Buying Property

Buying a home is a huge financial step — and most common buyer mistakes are avoidable. Here are ten pitfalls to sidestep, from budgeting to surveys.

Remortgaging6 min read

Can I Move if I'm Tied Into a Fixed Mortgage?

Think you can't move house until your fixed-rate mortgage ends? You usually can. Here's how porting, Early Repayment Charges and your other options work.

First Time Buyers6 min read

Can My Parents Help Me with a Deposit? (What You Need to Know)

Can your parents help with your deposit? Yes - but whether it's gifted or lent makes a big difference to your mortgage. Here's what you need to know.

Credit & Bad Credit6 min read

Can I Get a Mortgage After Bankruptcy? (A Straightforward Guide)

Been through bankruptcy and wondering if you'll ever get a mortgage again? Yes, it's possible. Here's a straightforward guide to when, how, and what lenders look for.

General Advice5 min read

Should I Overpay My Mortgage? (And Is It Worth It?)

If you've come into some extra money, you've probably wondered whether to overpay your mortgage. Here's a simple breakdown of the pros, cons, and when it actually makes sense.

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