
Can I Fund Home Improvements When I Remortgage?
Thinking about a new kitchen, extension or refurb? Here’s how releasing equity through a remortgage works, what you can borrow, and whether it’s the right move for you.
Guides, insights, and market updates from the HLC team — everything you need to make confident financial decisions.
Showing 19–27 of 92 articles
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Showing 19–27 of 92 articles

Thinking about a new kitchen, extension or refurb? Here’s how releasing equity through a remortgage works, what you can borrow, and whether it’s the right move for you.

Thinking about buying a home after starting a new role? Here’s how lenders view recent job changes — and how to put yourself in the strongest position to get a mortgage.

In the current UK housing market, accumulating enough savings for a house deposit can feel like an uphill battle, especially with rising property prices and living costs. However, with a strategic approach and understand

Navigating the world of mortgages can often feel like trying to find your way through a maze without a map. With an array of lenders offering a plethora of deals, each with their own terms, conditions, and rates, it’s no

A mortgage holiday is a temporary break from making your mortgage repayments, agreed with your lender. But what does it really mean for your finances, and is it the right option for you?

This guide explains how mortgage protection works during long-term sick leave, what options are available, and how planning ahead can help protect your home and your peace of mind.

Buy-to-let property has long been a popular option for people looking to invest in UK property. But if you’re new to it, buy-to-let mortgages can feel confusing at first. How are they different from residential mortgage

Choosing a mortgage is one of the biggest financial decisions you’ll ever make — so it’s no surprise that many people ask: “How do I choose the right mortgage advisor?” With so much information online and so many optio

Buying a property is exciting — but when it comes to making an offer, many buyers feel unsure about how to negotiate. How much should you offer? When should you push back? And how do you avoid paying more than you need t
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