
House Price and Mortgage Rate Predictions for 2026: What Should You Expect?
As we approach the end of 2025, homeowners and buyers are looking ahead and asking the same question: what will 2026 bring for mortgage rates and house prices?
Guides, insights, and market updates from the HLC team — everything you need to make confident financial decisions.
Showing 46–54 of 97 articles
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Showing 46–54 of 97 articles

As we approach the end of 2025, homeowners and buyers are looking ahead and asking the same question: what will 2026 bring for mortgage rates and house prices?

If you're over 55 and own your home, you’ve probably heard the term equity release—maybe on the radio, TV ads, or through a friend. But what exactly is equity release, and more importantly, is it a good idea?

Changing your mortgage, or remortgaging, simply means switching from your current mortgage deal to a new one. This could be with your current lender or a completely different one.

When people think about putting down a deposit for a house, they usually imagine saving up tens of thousands of pounds in cash over many years. And yes—having a traditional savings pot is one way to do it. But what if we

Spoiler: yes – and here’s how. When it comes to getting a mortgage, there are two routes: you can go it alone and try to figure it all out yourself… or you can work with a mortgage advisor or broker to guide you through

It’s not just about protecting your home — it’s about protecting your future. When you’re applying for a mortgage, there’s a lot to think about — interest rates, deposits, monthly payments… and then someone brings up cr

Is it time to make the move from tenant to homeowner? If you’ve ever found yourself debating whether it’s better to rent or buy a home, you’re not alone. It’s one of the most common questions we hear – and it’s a big de

What to do (and what to avoid) to give your application the best chance of success. Applying for a mortgage can feel like navigating a maze – full of forms, financial jargon, and fine print. But with the right prep (and

Because it’s not just about the lowest rate – it’s about what works best for you. Choosing a mortgage lender might sound like the sort of job you can tick off in an afternoon. Scroll a few comparison sites, click on the
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