Knowledge Centre

Guides, insights, and market updates from the HLC team — everything you need to make confident financial decisions.

Showing 37–45 of 89 articles

Page 5 of 10

Showing 37–45 of 89 articles

General Advice5 min read

How to Get Mortgage-Ready in 2026

As we head into 2026, many buyers and homeowners are wondering what happens next — and more importantly, how to put themselves in the best position.

General Advice5 min read

House Price and Mortgage Rate Predictions for 2026: What Should You Expect?

As we approach the end of 2025, homeowners and buyers are looking ahead and asking the same question: what will 2026 bring for mortgage rates and house prices?

Equity Release5 min read

Is Equity Release a Good Idea?

If you're over 55 and own your home, you’ve probably heard the term equity release—maybe on the radio, TV ads, or through a friend. But what exactly is equity release, and more importantly, is it a good idea?

Remortgaging5 min read

Can I Change My Mortgage to Save Money?

Changing your mortgage, or remortgaging, simply means switching from your current mortgage deal to a new one. This could be with your current lender or a completely different one.

First Time Buyers5 min read

5 Things You Didn’t Know You Could Use as a Deposit

When people think about putting down a deposit for a house, they usually imagine saving up tens of thousands of pounds in cash over many years. And yes—having a traditional savings pot is one way to do it. But what if we

General Advice5 min read

Will a Mortgage Advisor or Broker Save Me Money?

Spoiler: yes – and here’s how. When it comes to getting a mortgage, there are two routes: you can go it alone and try to figure it all out yourself… or you can work with a mortgage advisor or broker to guide you through

Protection5 min read

Should I Consider Critical Illness Cover with My Mortgage?

It’s not just about protecting your home — it’s about protecting your future. When you’re applying for a mortgage, there’s a lot to think about — interest rates, deposits, monthly payments… and then someone brings up cr

General Advice4 min read

The Benefits of Owning vs. Renting Long-Term

Is it time to make the move from tenant to homeowner? If you’ve ever found yourself debating whether it’s better to rent or buy a home, you’re not alone. It’s one of the most common questions we hear – and it’s a big de

General Advice6 min read

10 Do’s and Don’ts of Applying for a Mortgage

What to do (and what to avoid) to give your application the best chance of success. Applying for a mortgage can feel like navigating a maze – full of forms, financial jargon, and fine print. But with the right prep (and

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