Knowledge Centre

    Guides, insights, and market updates from the HLC team — everything you need to make confident financial decisions.

    Page 4 of 10

    Showing 2836 of 86 articles

    What Deposit Do I Need for a Mortgage?
    First Time Buyers5 min read

    What Deposit Do I Need for a Mortgage?

    One of the first—and most common—questions people ask when thinking about buying a home is: “How much deposit do I need for a mortgage?” Whether you're a first-time buyer, moving home, or looking to invest in property,

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    Should I Consider a 40-Year Mortgage?
    General Advice5 min read

    Should I Consider a 40-Year Mortgage?

    With house prices on the rise and the cost of living squeezing monthly budgets, many buyers are looking for ways to make homeownership more affordable. One option that’s becoming increasingly popular in the UK is the 40-

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    How Quickly Can I Get an Agreement in Principle?
    First Time Buyers5 min read

    How Quickly Can I Get an Agreement in Principle?

    If you’re thinking about buying a home, you’ve probably come across the term 'Agreement in Principle' (or AIP for short). And if you're like most buyers, you might be wondering...

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    Can I Secure a Mortgage While on Maternity Leave?
    Protection4 min read

    Can I Secure a Mortgage While on Maternity Leave?

    Yes – and here's what you need to know. If you're currently on maternity leave and wondering whether it's even possible to get a mortgage right now – you're not alone. We get this question a lot at HLC Mortgages, and the good news is: yes, you absolutely can.

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    Who’s Keeping Score: How to Uplift Your Credit Score?
    Credit & Bad Credit5 min read

    Who’s Keeping Score: How to Uplift Your Credit Score?

    If you’re thinking about applying for a mortgage, one of the first things you’ll hear is: “Make sure your credit score is in good shape.” But what does that actually mean? Who’s keeping track? And most importantly—ho

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    Should I Choose a Tracker or a Fixed-Rate Mortgage?
    Remortgaging5 min read

    Should I Choose a Tracker or a Fixed-Rate Mortgage?

    When it comes to choosing the right mortgage, one of the biggest decisions you'll face is whether to go for a tracker mortgage or a fixed-rate mortgage. If you’re wondering, “Which one is best for me?”—you’re not alone.

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    How to Get Mortgage-Ready in 2026
    General Advice5 min read

    How to Get Mortgage-Ready in 2026

    As we head into 2026, many buyers and homeowners are wondering what happens next — and more importantly, how to put themselves in the best position.

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    House Price and Mortgage Rate Predictions for 2026: What Should You Expect?
    General Advice5 min read

    House Price and Mortgage Rate Predictions for 2026: What Should You Expect?

    As we approach the end of 2025, homeowners and buyers are looking ahead and asking the same question: what will 2026 bring for mortgage rates and house prices?

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    Is Equity Release a Good Idea?
    Equity Release5 min read

    Is Equity Release a Good Idea?

    If you're over 55 and own your home, you’ve probably heard the term equity release—maybe on the radio, TV ads, or through a friend. But what exactly is equity release, and more importantly, is it a good idea?

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