Guides, insights, and market updates from the HLC team — everything you need to make confident financial decisions.
Showing 28–36 of 88 articles
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Showing 28–36 of 88 articles
If you’re thinking about buying a home, you’ve probably come across the term 'Agreement in Principle' (or AIP for short). And if you're like most buyers, you might be wondering...
Yes – and here's what you need to know. If you're currently on maternity leave and wondering whether it's even possible to get a mortgage right now – you're not alone. We get this question a lot at HLC Mortgages, and the good news is: yes, you absolutely can.
If you’re thinking about applying for a mortgage, one of the first things you’ll hear is: “Make sure your credit score is in good shape.” But what does that actually mean? Who’s keeping track? And most importantly—ho
When it comes to choosing the right mortgage, one of the biggest decisions you'll face is whether to go for a tracker mortgage or a fixed-rate mortgage. If you’re wondering, “Which one is best for me?”—you’re not alone.
As we head into 2026, many buyers and homeowners are wondering what happens next — and more importantly, how to put themselves in the best position.
As we approach the end of 2025, homeowners and buyers are looking ahead and asking the same question: what will 2026 bring for mortgage rates and house prices?
If you're over 55 and own your home, you’ve probably heard the term equity release—maybe on the radio, TV ads, or through a friend. But what exactly is equity release, and more importantly, is it a good idea?
Changing your mortgage, or remortgaging, simply means switching from your current mortgage deal to a new one. This could be with your current lender or a completely different one.
When people think about putting down a deposit for a house, they usually imagine saving up tens of thousands of pounds in cash over many years. And yes—having a traditional savings pot is one way to do it. But what if we
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